5006-60 Street



Toll Free: 1-866-850-9008

8:00 AM - 5:00 PM

Monday to Friday

Financing now Available to J&R Automotive Service Customers

J&R Automotive Service and Performance Center has teamed up with Driver Capital to offer you, our valued customers, the ability to finance your Automotive Repairs with No Credit Check, No Loan Application, No Waiting for Approvals or No Down Payment. 

No-credit-check financing

Because our financing is guaranteed towards the value of your vehicle, not credit score, you’ll get the money you need without jumping through hoops.

Zero to approved in seconds

Get approved up to $10,000 fast with a guaranteed Max Loan that you can use the same day, with no penalties for early payouts.

Payment options that fit

Repairs, maintenance, accessories. Use your loan your way, right down to how you make your payments. Rest easy with smaller monthly installments for up to 3-years, all with competitive interest rates.

Common FAQ's

Based on the value of your vehicle and the work being performed you could be eligible for as much as $10,000. You are not required to use the full loan amount you are eligible for, but the minimum loan amount is $500.

Loans can be used towards service, accessories, rims, and tires for your vehicle. Parts installed on your vehicle along with the applicable labour and taxes are eligible. * Some limitations apply.

There are no approvals! Everyone gets a maximum loan amount based on the value of their vehicle. It takes SECONDS using our Max Loan Calculator.

No worries, we don't do a credit check. All max loans are based on the value of your vehicle.

Absolutely! We encourage you to pay off your loan as soon as possible. Using the MyDC Borrower Portal to access your loan enables you to make lump sum payments or even move a payment whenever you want.

Our loan terms are up to 36 months, ensuring you have a low monthly payment for your peace of mind.

You can finance the portion it does cover and pay any amount over the limit directly to the service centre.

Yes, you do need to own the vehicle. It is okay if you have the vehicle financed through a third party, but you will need to provide proof of ownership. You will also need to provide proof of active insurance on the vehicle.

Yes, as long as your vehicle is not leased.

Yes. There is no proof of employment required.

Payments are set up for automatic monthly withdrawal from your bank account.

We are here to help. Simply log in to our online portal and it will allow you to delay your upcoming payment by up to 15 days.

Payments will vary depending on the amount borrowed and term of your loan. Our interest rates are comparable to that of a department store or box store charge card.



Some loans may require a GPS device. If required, a GPS device will be sold to you and installed on your vehicle. You will be able to perform locates any time you want to use our online portal. The cost of the GPS will be included in your loan and built into your monthly payment.

After your loan is complete you can continue to make use of the GPS features for as long as its subscription is active. If you get another loan with Driver Capital you can re-use your current device. If you no longer wish to use the

Your loan must be paid out if your vehicle is traded in. Prior to trading in your vehicle, ask for a payout statement to provide to the dealership. They may be able to include the payout in the financing of your new vehicle.