Financing

Financing now Available to J&R Automotive Service Customers

J&R Automotive Service and Performance Center has teamed up with Driver Capital to offer you, our valued customers, the ability to finance your Automotive Repairs with No Credit Check, No Loan Application, No Waiting for Approvals or No Down Payment. If your vehicle is no more than 12 years old and has under 250,000 kilometers, we can help make those unexpected repairs a little easier to handle. It is Driver Capital’s policy to finance repairs or improvements to a vehicle that are deemed by the automotive wholesales industry to have real value. “Real Value” can be a subjective term. Therefore, Driver Capital will use the definition of “Real Value” as that which the vehicle wholesale industry is willing to pay more for as an “Added Value”. The Items listed below are not perceived by the industry as adding any dollar value to what a dealer will pay for a vehicle:

  • After Market Gauges, Dash Cams and Back-up Cameras
  • GPS tracking Systems
  • Custom Shift Knobs
  • Under Dash Light Kits
  • Color Gauge Fences
  • Sound Systems, DVD Players and Video Systems
  • Tool boxes
  • Tool, Roof Racks and Pods
  • Winches
  • After Marker Steering Wheels
  • Power Running Boards (except OEM replacement with OEM)     Seat Covers
  • Bolt-on Led Lights or Kits
  • OEM Lights replaced with LED Lighting
  • Superchargers
  • Interior or Exterior Cleaning or Detailing
  • Radar Detectors
  • Aftermarket Air Ride Suspensions Systems (except OEM replacement)
  • Bug, Wind and/or Rain Deflectors
  • Spoilers
  • Performance Enhancement Engine Additions ( Replacement Diesel Particulate Filter)

*Applicable to Alberta Residents only*

Common FAQ's

A proprietary method of determining the guaranteed maximum loan amount will be provided to you in less than 2 minutes.

Yes.

Yes.

All loans are based on a thirty-six (36) month term to ensure you have the lowest possible monthly payment for your peace of mind….NO PENALTY for early payouts.

Loan payments are approximately $50.00 a month for every $1000 borrowed, with interest rates comparable to that of department store or big box store charge cards.

Yes. A loan administration fee is built into your monthly payment reflected in the “Total Cost of Borrowing”. The Loan Administration Fee will be displayed in detail on your Loan Agreement. This fee is additional to the work order amount.

Yes.

Yes, except “vehicles used for hire” (taxies, buses, rentals, etc.).

Yes, if the tow charge is part of the work order.

Yes, all payments are set up for automatic withdrawal.

Only one registered owners must sign the loan agreement. (cannot be a leased vehicle)

Yes. There will be no cost to you of any kind. It is a “locate only” device and can be uninstalled by your Service Center when the loan has been paid in full or you may choose to keep it free of charge as a “theft recovery device” by contacting the GPS service provideand paying a yearly airtime fee.

If you think you will miss a payment, or have missed one, contact Driver Capital Ltd. ASAP. We will try our best to work with you in difficult times.