5006-60 Street

Lloydminster,Alta

780-875-9008

Toll Free: 1-866-850-9008

8:00 AM - 5:00 PM

Monday to Friday

Financing now Available to J&R Automotive Service Customers

J&R Automotive Service and Performance Center has teamed up with Driver Capital to offer you, our valued customers, the ability to finance your Automotive Repairs with No Credit Check, No Loan Application, No Waiting for Approvals or No Down Payment. 

  • NO CREDIT CHECK FINANCING
  • $500.00 TO $10,000.00
  • NO PAPERWORK
  • NO APPLICATION
  • NO WAITING FOR AN APPROVAL 
  • NO DOWN PAYMENT
  • WE DO IT RIGHT HERE IN 15 MINUTES OR LESS

Common FAQ's

Minimum $1000- maximum $10,000

Loans can be used to purchase parts and accessories for your vehicle. You can even use it to pay for the labour to install them along with any taxes. Often 100% of the invoice is financeable. *some limitations apply. 

There are no approvals! Everyone gets a maximum loan amount based on the value of their vehicle. It takes SECONDS using our Max Loan Calculator found on the home page.

No worries, we don’t do a credit check. All max loans are based on the value of your vehicle.

Absolutely! We encourage you to pay off your loan as soon as possible. Using the DC app to access your loan enables to make lump sum payments or even move a payment whenever you want.

All loans have a term of thirty-six (36) months. This allows you to take a large unexpected repair bill and turn it into low monthly payments.

You will have to make arrangements to pay any amounts over the Max Loan Amount with the service centre.

Yes, you do need to own the vehicle. It is ok if you have the vehicle financed through a third party, but you will need to provide proof of ownership. You will also need to provide proof of active insurance on the vehicle.

Yes.

Yes. There is no proof of employment required.

All loans are based on thirty-six (36) month term to ensure you have a low monthly payment for your peace of mind. You can pay out your loan at any time with no penalties

Payments are set up for automatic monthly withdrawal from your bank account

If you think you will miss a payment, or have missed one, contact Driver Capital Ltd. ASAP. We will try our best to work with you in difficult times.

On average a loan payment will be approximately $49 a month for every $1000 borrowed, with interest rates comparable to that of a department store or big box store charge cards.

Yes.

Yes, except “vehicles used for hire” (taxis, buses, rentals, etc.) do not qualify.

Yes. A GPS device will be sold to you and installed on the vehicle. You will own the GPS device and be able to perform locates any time you want to use our customer portal. The cost of the GPS will be included in your loan and built into your monthly payment.

Yes. A loan administration fee is built into your monthly payment reflected in the “Total Cost of Borrowing”. The Loan Administration Fee will be displayed in detail on your Loan Agreement. This fee is additional to the work order amount